Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
FLXK.XETRA Franklin FTSE Korea UCITS ETF • IE00BHZRR030 | ETF | 20.0% | 0.09% |
IS3S.XETRA iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 20.0% | 0.25% |
SEC0.XETRA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9 | ETF | 15.0% | 0.35% |
HSWD.LSE HSBC Developed World Screened Equity UCITS ETF USD • IE00BKY59K37 | ETF | 15.0% | 0.18% |
LBNK.XETRA Amundi STOXX Europe 600 Banks UCITS ETF Acc • LU1834983477 | ETF | 10.0% | 0.3% |
VGEK.XETRA Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF (USD) Accumulating • IE00BK5BQZ41 | ETF | 10.0% | 0.15% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 5.0% | 0.18% |
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 5.0% | 0.29% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +10.5% | +6.5% | -10.7% | +20.1% | +18.4% | +5.2% | -10.7% | +4.4% | +4.5% | -7.3% | - | - | +42.3% |
| 2025 | +5.2% | +1.0% | -5.8% | -3.0% | +7.5% | +4.1% | +4.1% | +0.8% | +5.9% | +9.2% | -0.7% | +4.6% | +36.7% |
| 2024 | +0.5% | +4.3% | +5.4% | -2.1% | +1.7% | +3.8% | -0.2% | -2.2% | +0.4% | -1.4% | +2.8% | -0.9% | +12.3% |
| 2023 | +7.9% | +0.1% | -1.1% | -1.7% | +4.3% | +3.1% | +3.7% | -3.1% | -0.6% | -5.0% | +7.5% | +5.6% | +21.7% |
| 2022 | -4.0% | -1.5% | +1.8% | -2.4% | +0.3% | -9.8% | +7.0% | -2.3% | -8.5% | +4.4% | +6.2% | -4.6% | -14.0% |
| 2021 | - | - | - | - | - | - | - | -0.4% | -1.3% | +2.4% | +0.1% | +5.3% | +6.1% |
Benny 2 returned +18.69% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.