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Balanced portfolio world/mf/gold/

Created byuser-1fvrr9
Annual Rebalancing
EUR
Low Risk
1.4yr backtest
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Performance Summary

Total Return+27.61%
Annualized Return+19.00%
Volatility+8.94%
Sharpe Ratio1.90
Max Drawdown+6.38%

Holdings

Asset Allocation

Asset Class

Equity 65.0%Money Market 20.0%Precious Metals 15.0%
Holdings Details
Diversified ETF portfolio blending global stocks, European equities, gold, and a money market fund for balanced growth and stability.
AssetTypeAllocationTER
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66
ETF
40.0%0.17%
XEON.XETRA
Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497
ETF
20.0%0.1%
EWG2.STU
EUWAX Gold II • DE000EWG2LD7
ETF
15.0%0%
IQGA.XETRA
Invesco Global Enhanced Equity UCITS ETF Acc • IE000TZ4SIN6
ETF
10.0%0.24%
LYP6.XETRA
Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753
ETF
10.0%0.07%
5MVL.XETRA
iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) • IE00BG0SKF03
ETF
5.0%0.4%
Total100.0%0.14%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,760.88
Histogram of Monthly Returns
The portfolio had a positive return during 14 of the 18 months (78%)
Monthly Returns Heatmap
Best month: +5.0% • Worst month: -5.3% • Best year: 2025 (+13.7%) • Worst year: 2026 (+12.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.8%+3.5%-5.3%+5.0%+4.0%-0.4%-0.8%+2.5%+0.4%+0.3%--+12.2%
2025-----0.2%+0.2%+3.2%+0.4%+3.5%+3.9%+0.8%+1.3%+13.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +6.38% • The longest drawdown period lasted for 2 months and was between March 2026 and May 2026. It reached a trough of -6.4%.

Detailed Metrics

Returns
Total Return
+27.61%
Annualized Return
+19.00%
Avg Monthly Return
+1.39%
Risk
Volatility (Annual)
+8.94%
Max Drawdown
+6.38%
Positive Months
78%
Average Drawdown
-1.1%
Risk-Adjusted
Sharpe Ratio
1.90
Risk-free rate: 2.0%
Sortino Ratio
1.95
Downside risk adjusted
Return/Volatility
2.13
Calmar Ratio
2.98
Return/Max Drawdown
Ulcer Index
1.40
Drawdown depth & duration
Martin Ratio
0.12
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,760.88
Backtest Period
2025-05-22 to 2026-10-16
1.4 years
Rebalancing
annual
Base Currency
EUR