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Bérengère AV

Created byuser-9qu4v8
None Rebalancing
EUR
Low Risk
1.5yr backtest
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Performance Summary

Total Return+25.82%
Annualized Return+16.81%
Volatility+9.38%
Sharpe Ratio1.58
Max Drawdown+7.16%

Holdings

Asset Allocation

Asset Class

Equity 45.0%Bonds 30.0%Precious Metals 25.0%
Holdings Details
Diversified ETF portfolio blending global stocks, European bonds, and gold for balanced exposure across equities, fixed income, and precious metals.
AssetTypeAllocationTER
LYQ2.XETRA
Amundi Euro Government Bond 1-3Y UCITS ETF Acc • LU1650487413
ETF
30.0%0.15%
EUNL.XETRA
iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983
ETF
30.0%0.2%
GLDA.F
Amundi Physical Gold ETC C EUR • FR0013416716
ETC
25.0%0.12%
5J50.XETRA
iShares Global Aerospace & Defence UCITS ETF USD (Acc) • IE000U9ODG19
ETF
8.0%0.35%
L0CK.XETRA
iShares Digital Security UCITS ETF USD (Acc) • IE00BG0J4C88
ETF
7.0%0.4%
Total100.0%0.19%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,582.17
Histogram of Monthly Returns
The portfolio had a positive return during 14 of the 19 months (74%)
Monthly Returns Heatmap
Best month: +4.1% • Worst month: -5.1% • Best year: 2025 (+16.8%) • Worst year: 2026 (+7.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.6%+2.6%-5.1%+2.8%+2.9%-2.1%+0.1%+2.6%-0.6%+1.0%--+7.7%
2025---+0.8%+3.3%-0.2%+2.7%+0.4%+4.1%+3.5%-0.1%+1.4%+16.8%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +7.16% • The longest drawdown period lasted for 5 months and was between March 2026 and August 2026. It reached a trough of -7.2%.

Detailed Metrics

Returns
Total Return
+25.82%
Annualized Return
+16.81%
Avg Monthly Return
+1.24%
Risk
Volatility (Annual)
+9.38%
Max Drawdown
+7.16%
Positive Months
74%
Average Drawdown
-1.6%
Risk-Adjusted
Sharpe Ratio
1.58
Risk-free rate: 2.0%
Sortino Ratio
1.64
Downside risk adjusted
Return/Volatility
1.79
Calmar Ratio
2.35
Return/Max Drawdown
Ulcer Index
1.90
Drawdown depth & duration
Martin Ratio
0.08
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,582.17
Backtest Period
2025-04-24 to 2026-10-16
1.5 years
Rebalancing
none
Base Currency
EUR