Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 80.0% | 0.1% |
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 20.0% | 0.19% |
| Total | 100.0% | 0.12% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.4% | +0.5% | -1.0% | +1.8% | +1.4% | +0.4% | -0.2% | +0.6% | +0.6% | +0.2% | - | - | +4.8% |
| 2025 | +1.1% | -0.3% | -1.3% | -0.5% | +1.2% | +0.3% | +1.1% | +0.1% | +0.7% | +1.0% | +0.0% | +0.2% | +3.7% |
| 2024 | +0.8% | +1.0% | +1.0% | -0.1% | +0.5% | +1.3% | +0.3% | +0.2% | +0.6% | +0.4% | +1.7% | -0.0% | +7.9% |
| 2023 | +1.1% | +0.1% | +0.2% | +0.2% | +0.7% | +1.0% | +0.8% | +0.0% | -0.1% | -0.5% | +1.4% | +1.1% | +6.2% |
| 2022 | -1.0% | -0.4% | +0.7% | -0.5% | -0.7% | -1.2% | +1.6% | -0.3% | -1.1% | +0.7% | +0.4% | -0.9% | -2.7% |
| 2021 | +0.1% | +0.6% | +1.1% | +0.3% | -0.1% | +0.9% | +0.1% | +0.6% | -0.5% | +1.0% | +0.0% | +0.9% | +5.3% |
| 2020 | -0.2% | -1.7% | -2.1% | +1.5% | +0.3% | +0.6% | -0.1% | +1.0% | -0.2% | -0.4% | +1.7% | +0.4% | +0.6% |
| 2019 | - | - | - | - | - | - | +0.0% | -0.4% | +0.6% | -0.0% | +0.8% | +0.4% | +1.4% |
Auto 3 returned +3.70% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.