Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SPYI.XETRA SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66 | ETF | 65.0% | 0.17% |
GAGG.PA Amundi Core Global Aggregate Bond UCITS ETF Acc • LU1437024729 | ETF | 15.0% | 0.1% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 10.0% | 0% |
BTC-EUR Bitcoin EUR Price | CRYPTO | 5.0% | - |
EPRA.PA Amundi FTSE EPRA NAREIT Global UCITS ETF Acc • LU1437018838 | ETF | 5.0% | 0.24% |
| Total | 100.0% | 0.14% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.6% | +1.9% | -4.9% | +6.2% | +3.9% | -0.5% | -0.8% | +3.3% | +1.0% | +0.8% | - | - | +12.7% |
| 2025 | +4.3% | -2.1% | -5.3% | -2.8% | +4.6% | -0.1% | +4.3% | -0.3% | +3.2% | +3.5% | -0.5% | +0.3% | +9.0% |
| 2024 | +2.0% | +4.2% | +4.7% | -1.9% | +1.1% | +3.1% | +1.2% | -0.6% | +2.1% | +1.8% | +7.5% | -1.4% | +25.8% |
| 2023 | +6.3% | -0.1% | +1.3% | -0.4% | +1.6% | +2.1% | +1.6% | -1.1% | -1.2% | -0.8% | +4.4% | +4.2% | +19.1% |
| 2022 | -4.0% | -0.5% | +3.3% | -1.8% | -3.9% | -5.8% | +8.3% | -2.4% | -5.1% | +2.4% | +0.3% | -4.5% | -13.7% |
| 2021 | +1.8% | +3.1% | +7.0% | +0.7% | -1.4% | +2.7% | +2.3% | +2.7% | -1.9% | +5.7% | +0.3% | +1.4% | +26.8% |
| 2020 | +2.2% | -5.8% | -10.2% | +9.8% | +1.4% | +1.3% | +1.0% | +3.4% | -0.9% | -0.1% | +8.4% | +5.6% | +15.4% |
| 2019 | +6.0% | +2.9% | +2.5% | +3.5% | +0.9% | +5.3% | +2.6% | -0.1% | +1.1% | +0.3% | +1.7% | +1.1% | +31.6% |
| 2018 | -1.6% | -1.1% | -3.7% | +4.5% | +2.2% | -1.3% | +2.2% | +0.6% | -0.3% | -2.9% | -1.2% | -5.4% | -8.3% |
| 2017 | - | - | - | -0.7% | +2.0% | -0.4% | -0.4% | +3.5% | +1.0% | +4.9% | +3.3% | +5.0% | +19.5% |
All-World 15/65/10/5/5 returned +13.54% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.