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70/30 Conservative

Created byuser-a1qdsa
Annual Rebalancing
EUR
Moderate Risk
1.5yr backtest
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Performance Summary

Total Return+30.84%
Annualized Return+19.05%
Volatility+11.66%
Sharpe Ratio1.46
Max Drawdown+10.34%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Precious Metals 10.0%Bonds 10.0%
Holdings Details
Diversified ETF portfolio with 80% global equities plus gold, bonds, and managed futures for all-weather growth and downside protection.
AssetTypeAllocationTER
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80
ETF
50.0%0.19%
IS3R.XETRA
iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825
ETF
10.0%0.25%
AVWS.XETRA
Avantis Global Small Cap Value UCITS ETF USD Acc • IE0003R87OG3
ETF
10.0%0.39%
XAD5.XETRA
Xtrackers Physical Gold ETC (EUR) EUR • DE000A1E0HR8
ETC
10.0%0.25%
LYQ6.XETRA
Amundi Euro Government Bond 10-15Y UCITS ETF Acc • LU1650489385
ETF
10.0%0.15%
DBMFE.PA
iMGP DBi Managed Futures Fund R EUR ETF UCITS ETF • LU2951555403
ETF
10.0%0.75%
Total100.0%0.27%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €13,084.19
Histogram of Monthly Returns
The portfolio had a positive return during 15 of the 19 months (79%)
Monthly Returns Heatmap
Best month: +6.0% • Worst month: -5.2% • Best year: 2026 (+15.1%) • Worst year: 2025 (+13.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.0%+3.1%-5.2%+6.0%+4.4%+1.2%-1.9%+2.0%+1.5%+0.5%--+15.1%
2025----3.7%+4.6%-0.1%+3.6%+0.2%+3.5%+4.0%+0.5%+0.7%+13.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +10.34% • The longest drawdown period lasted for 1 month and was between March 2026 and April 2026. It reached a trough of -6.3%.

Detailed Metrics

Returns
Total Return
+30.84%
Annualized Return
+19.05%
Avg Monthly Return
+1.46%
Risk
Volatility (Annual)
+11.66%
Max Drawdown
+10.34%
Positive Months
79%
Average Drawdown
-1.4%
Risk-Adjusted
Sharpe Ratio
1.46
Risk-free rate: 2.0%
Sortino Ratio
1.42
Downside risk adjusted
Return/Volatility
1.63
Calmar Ratio
1.84
Return/Max Drawdown
Ulcer Index
1.95
Drawdown depth & duration
Martin Ratio
0.09
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€13,084.19
Backtest Period
2025-04-01 to 2026-10-16
1.5 years
Rebalancing
annual
Base Currency
EUR