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2222

Created byuser-xsvckd
Annual Rebalancing
EUR
Moderate Risk
5.9yr backtest
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Performance Summary

Total Return+148.37%
Annualized Return+16.77%
Volatility+14.75%
Sharpe Ratio1.00
Max Drawdown+21.64%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Precious Metals 10.0%
Holdings Details
Tech-focused ETF portfolio blending global stocks, Nasdaq, semiconductors, cyber security, and 10% gold for growth with a hedge.
AssetTypeAllocationTER
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80
ETF
40.0%0.19%
EQQQ.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012
ETF
20.0%0.3%
4GLD.XETRA
Xetra-Gold • DE000A0S9GB0
ETF
10.0%0%
IS3R.XETRA
iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825
ETF
10.0%0.25%
QDVE.XETRA
iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc) • IE00B3WJKG14
ETF
5.0%0.15%
CEBL.XETRA
iShares MSCI EM Asia UCITS ETF (Acc) • IE00B5L8K969
ETF
5.0%0.2%
VVSM.XETRA
VanEck Semiconductor UCITS ETF • IE00BMC38736
ETF
5.0%0.35%
ISPY.AS
L&G Cyber Security UCITS ETF • IE00BYPLS672
ETF
5.0%0.69%
Total100.0%0.23%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €24,837.46
Histogram of Monthly Returns
The portfolio had a positive return during 46 of the 71 months (65%)
Monthly Returns Heatmap
Best month: +11.4% • Worst month: -7.4% • Best year: 2024 (+29.8%) • Worst year: 2022 (-17.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.4%+0.8%-5.5%+11.4%+9.9%+2.5%-5.5%+3.3%+4.3%-2.4%--+21.7%
2025+4.3%-2.9%-7.4%-2.9%+6.9%+1.7%+4.6%-0.8%+5.2%+5.7%-0.9%+0.5%+13.6%
2024+3.5%+4.3%+3.8%-1.4%+1.4%+6.8%-1.6%-0.7%+2.2%+1.9%+5.9%+0.5%+29.8%
2023+5.8%+0.6%+2.6%-1.4%+6.3%+2.7%+2.5%-0.4%-1.9%-2.5%+6.2%+4.2%+27.1%
2022-6.2%-1.2%+4.5%-3.5%-4.3%-5.4%+8.7%-1.3%-5.7%+2.0%+0.6%-5.8%-17.2%
2021+2.1%+0.7%+4.1%+1.9%-0.7%+5.3%+1.2%+3.3%-2.2%+5.1%+2.2%+2.7%+28.5%
2020-----------+2.3%+2.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.64% • The longest drawdown period lasted for 1 year and 12 months and was between November 2021 and November 2023. It reached a trough of -18.2%.
When could this portfolio get you to financial independence?

2222 returned +16.77% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

€66.08

24 payments

Dividend Yield

0.07%

(annualized)

Avg Per Payment

€2.75

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€8.27
2025€11.37
2024€13.77
2023€12.83
2022€10.53
2021€7.08
2020€2.21
Total€66.08

Detailed Metrics

Returns
Total Return
+148.37%
Annualized Return
+16.77%
Avg Monthly Return
+1.37%
Risk
Volatility (Annual)
+14.75%
Max Drawdown
+21.64%
Positive Months
65%
Average Drawdown
-5.2%
Risk-Adjusted
Sharpe Ratio
1.00
Risk-free rate: 2.0%
Sortino Ratio
0.95
Downside risk adjusted
Return/Volatility
1.14
Calmar Ratio
0.77
Return/Max Drawdown
Ulcer Index
6.66
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€24,837.46
Backtest Period
2020-12-03 to 2026-10-16
5.9 years
Rebalancing
annual
Base Currency
EUR